The VA Home Loan Calculator helps you estimate your monthly payments based on the loan amount, interest rate, loan term, and VA funding fee.

Example Calculation

Loan amount of $300,000 with a 3.5% interest rate, 30-year term, and 2.3% VA funding fee results in an estimated monthly payment of $1,350.

Why It Matters

Use this tool to understand your potential monthly payments and the impact of the VA funding fee on your mortgage.

FAQs

What is the VA funding fee? It is a one-time fee charged to help keep the VA home loan program running, usually between 1.4% and 3.6% of the loan amount.

Can I finance the VA funding fee? Yes, you can choose to add the fee to your loan balance.

Is there a maximum loan amount for VA loans? Yes, the loan limits vary depending on the county and whether you make a down payment.