loan calculator
{ Reviewed by: **David Chen, CFA, MBA** Chartered Financial Analyst (CFA) specializing in personal finance, mortgage underwriting, and consumer credit risk assessment. The **Debt-to-Income Ratio (DTI) Calculator** helps assess your ability to manage monthly payments and repay debts. Lenders use…
{ Reviewed by: **Katherine Chen, CFA, FRM** Chartered Financial Analyst (CFA) specializing in real estate finance, mortgage underwriting, and loan risk assessment. The **Loan to Value Ratio (LTV) Calculator** is essential for determining the ratio between the mortgage loan amount…
{ Reviewed by: **Katherine Chen, CFA, FRM** Chartered Financial Analyst (CFA) and Financial Risk Manager (FRM) specializing in business valuation and credit analysis. The **Debt Service Coverage Ratio (DSCR) Calculator** is used by lenders to determine a property’s or business’s…
{ Reviewed by: **David Chen, CPA, CMA** Certified Public Accountant (CPA) specializing in immediate solvency analysis, working capital efficiency, and short-term debt coverage. The **Quick Ratio Calculator** (or Acid-Test Ratio) measures a company’s ability to meet its short-term obligations using…
{ Reviewed by: **David Chen, CPA, CMA** Certified Public Accountant (CPA) specializing in financial statement analysis, liquidity management, and working capital efficiency. The **Current Ratio Calculator** assesses a company’s ability to cover its short-term liabilities (current liabilities) with its short-term…
{ Reviewed by: **Katherine Chen, CPA, CMA** Certified Management Accountant (CMA) specializing in operational efficiency, financial performance, and cost management. The **Operating Ratio Calculator** is a measure of operational efficiency that shows the relationship between operating expenses and net sales.…
{ Reviewed by: **Katherine Chen, CPA, CMA** Certified Management Accountant (CMA) specializing in cost accounting, inventory valuation, and pricing strategy. The **Gross Profit Margin Calculator** determines the percentage of revenue remaining after deducting the Cost of Goods Sold (COGS). Enter…
{ Reviewed by: **David Chen, CFA** Chartered Financial Analyst (CFA) specializing in financial statement analysis and corporate profitability metrics. The **Operating Margin Calculator** determines the percentage of revenue remaining after deducting the costs of goods sold (COGS) and operating expenses.…
{ Reviewed by: **Katherine Chen, CPA, CMA** Certified Management Accountant (CMA) specializing in corporate finance, capital structure, and leverage analysis. The **Debt-to-Equity (D/E) Ratio Calculator** is a crucial solvency metric that measures the risk a company or individual takes on…
{ Reviewed by: **Alex Rodriguez, CPA** Certified Public Accountant (CPA) specializing in personal and small business financial statement analysis and leverage ratios. The **Debt-to-Asset (D/A) Ratio Calculator** is a critical solvency measure that assesses the proportion of a company’s or…