This mortgage calculator helps you estimate your monthly payments in Sweden based on the loan amount, interest rate, and loan term.

Mortgage Payment Formula

Monthly Payment = Loan Amount × Monthly Interest Rate / (1 – (1 + Monthly Interest Rate)-Number of Payments)

Example Calculation

Loan amount of SEK 500,000, interest rate 3.5%, loan term of 30 years → Monthly payment is SEK 2,245.15.

Why It Matters

Understanding your monthly mortgage payment helps you plan your budget and make an informed decision when buying a home.

Smart Strategy

Consider refinancing options or different loan terms to find the best mortgage for your financial situation.

FAQs

How does the interest rate affect my payment? A higher interest rate increases your monthly payment.

Can I adjust my loan term? Yes, adjusting your loan term can lower or raise your monthly payment.