let vaPaymentSteps = “”; const currencySymbol = “$”, fixedCurrency = “USD”; function calculateVApayment(){ vaPaymentSteps=””; const loanAmount = parseFloat(document.getElementById(“loanAmount”).value); const interestRate = parseFloat(document.getElementById(“interestRate”).value) / 100; const loanTerm = parseFloat(document.getElementById(“loanTerm”).value); if(isNaN(loanAmount) || isNaN(interestRate) || isNaN(loanTerm) || loanAmount <= 0 || interestRate <= 0 || loanTerm <= 0){ alert("Please enter valid positive values for all fields."); return; } const monthlyRate = interestRate / 12; const numberOfPayments = loanTerm * 12; const monthlyPayment = (loanAmount * monthlyRate) / (1 – Math.pow(1 + monthlyRate, -numberOfPayments)); document.getElementById("monthlyPayment").value = formatCurrency(monthlyPayment); vaPaymentSteps += `Inputs:
Loan Amount: ${formatCurrency(loanAmount)}
Interest Rate: ${(interestRate * 100).toFixed(2)}%
Loan Term: ${loanTerm} Years

`; vaPaymentSteps += `Formulas:
Monthly Payment = Loan Amount × Monthly Rate ÷ (1 – (1 + Monthly Rate)^(-Number of Payments))

`; vaPaymentSteps += `Results:
Monthly Payment: ${formatCurrency(monthlyPayment)}
`; if(document.getElementById(“calculationStepsVA”).style.display === “block”){ document.getElementById(“calculationStepsVA”).innerHTML = vaPaymentSteps; } } function resetVAcalculator(){ document.querySelectorAll(“#calculator input”).forEach(el => el.value = “”); vaPaymentSteps = “”; document.getElementById(“calculationStepsVA”).innerHTML = “

Not calculated yet.

“; } function toggleVApaymentSteps(){ const s = document.getElementById(“calculationStepsVA”); const a = document.getElementById(“toggleArrowVA”); if(s.style.display === “none” || s.style.display === “”){ s.style.display = “block”; a.style.transform = “rotate(180deg)”; s.innerHTML = vaPaymentSteps || “

Not calculated yet.

“; }else{ s.style.display = “none”; a.style.transform = “rotate(0deg)”; } } function formatCurrency(n){ return currencySymbol + n.toFixed(2) + ” ” + fixedCurrency; }